Your DNA Test If your family relies on your income, it’s critical to know what their needs would be in the event of your death. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Surprises Making the most of surprises is a great reason to work with us. Is Term Life Insurance for You? Term insurance is the simplest form of life insurance. Here's how it works. Protecting Those Who Matter Most The importance of life insurance, how it works, and how much coverage you need.