Forecast Life is as unpredictable as the weather. We’d love to help you prepare. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The Best of Both Worlds Here are a few reasons we’ve chosen to be independent. What is a Deductible? Do you know what a Deductible is? Protecting Those Who Matter Most The importance of life insurance, how it works, and how much coverage you need.